About CS Benefits   


CS Benefits is the employee/member benefits arm of Citizens Security Life Insurance Company, a subsidiary of Citizens Financial Corporation. We provide valuable employee benefits and services, with a portfolio that includes life and accidental death and dismemberment insurance, dental coverage, vision coverage, and worksite products. Underwriting flexibility along with unsurpassed customer service differentiates CS Benefits in the marketplace.

Citizens was incorporated in Kentucky and commenced business in 1965. All operations are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security Life.

Why Choose Us

Our Mission

To provide valuable benefits to our members, administrators, and brokers while delivering unsurpassed customer service.

Service with a Human Touch

We are real people who genuinely care about providing unsurpassed, personalized service to every customer. We answer every call personally. We respond to all emails personally.

Product Portfolio
We offer coverage in 28 states. We have strategic partnerships with the DenteMax dental network, as well as Davis Vision network.